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louis vuitton outlet Had thebank not restated that number, the jump would have been 62%. The bank alsorevised the totals upward for several other quarters in 2010. The bank said ina footnote that the additions represent securities held by private investors,as opposed to government-controlled mortgage companies Fannie Mae or FreddieMac. The bank left the claims out of previous filings because it thought itmight fight the repurchases, said a person familiar with the situation.

A J.P. Morgan spokesman said the previousways of handling the number were appropriate and "the change reflected thefirm's current views on how the loan demands would be resolved."

Despite J.P. Morgan's many mortgageproblems, there are signs that lending is beginning to turn around in certainsectors. The bank's total loans dropped 1% but the commercial-banking unitreported a 6% rise in average loans, a sign that companies are slowly taking onmore credit to fund inventory and capital improvements.

Consumers and businesses also aredefaulting less on loans. The credit-card division was able to release $1billion from its loan-loss reserves, and the unit's profits nearly tripled. Theamount of credit-card loans written off as uncollectable dropped to 5.8% ascompared with 10.2% a year ago. The bank expects that rate to fall to 4.5% inthe third quarter.

But the standout for J.P Morgan in thequarter was its investment bank, where profits climbed 49% and revenue rose16%. Debt and equity underwriting fees were up 24% and 29%, respectively, whilefees for advising companies on deals soared 69% as the bank closed on certaintransactions agreed to in prior quarters.

  cheaplouis vuitton Analysts said the gains show J.P. Morgan is using its hugebalance sheet and broad reach to grab market share while other competitors licktheir wounds."I think they really have figured out how to make theuniversal bank model work for them," said Moshe Orenbuch, managingdirector at Credit Suisse Securities LLC. "They have certainly set the barhigh." simply the best free music service out there today -- unless youjust want to be entertained, rather than putting a bit of effort intoentertaining yourself.Launched in the U.S. this week, Spotify is one of just ahandful of services that have tried to build a business around offering songson demand for free. Unlike ill-fated SpiralFrog, it provides streams, notdownloads. And unlike Lala, which was snapped up and shuttered by Apple, userscan play songs multiple times, not just once.